Simple, Honest Pricing

LoanPilotAI is an educational tool — not a lender. The full consumer tool is always free.

Free

Forever free — the full consumer tool

AI eligibility pre-screen (self-reported, no credit pull)
All 6 loan programs: FHA, VA, USDA, Conventional, DPA, NACA
Affordability calculator
Rate & mortgage education Q&A (unlimited)
Lender comparison framework

Get Started Free

Enhanced Outputs

Pro

/month · cancel anytime

Everything in Free
Downloadable personalized DPA/NACA eligibility report
Exportable document-prep checklist
"What-if" scenario modeling (rate & down payment)
Credit-optimization roadmap
Priority email support

Mortgage Professional

$49

/month · per loan officer

Everything in Pro
White-label client-facing reports
Bulk eligibility screening (up to 50 clients/mo)
CRM-ready CSV export
Co-branded affordability calculator embed
Dedicated support

Coming Soon — Join Waitlist

For Lenders: Flat-Fee Advertising Access

Reach pre-screened borrowers at the moment they're comparing programs. LoanPilotAI offers flat-fee featured placement in comparison results — never per-loan referral fees (RESPA Section 8 compliant).

Lender Access

$500 – $1,500/mo flat fee. Featured placement in program match results. Matched by program fit, not bid price.

RESPA Compliant

100% flat-fee advertising. Zero per-loan referral fees. Zero payments contingent on closing. Fully RESPA Section 8 safe.

Qualified Audience

Every user has self-screened for income, down payment, and target program — intent is already demonstrated.

Learn More → No per-loan fees. Ever.

Feature Comparison

Feature	Free	Pro $9/mo
AI eligibility pre-screen	✓	✓
No credit pull — ever	✓	✓
All 6 loan programs matched	✓	✓
Affordability calculator	✓	✓
Education Q&A	Unlimited	Unlimited
Lender comparison framework	✓	✓
Downloadable DPA/NACA report	—	✓
Exportable document checklist	—	✓
"What-if" scenario modeling	—	✓
Credit-optimization roadmap	—	✓
Priority support	—	✓

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Monetization Disclosure: LoanPilotAI earns revenue through subscriptions and flat-fee advertising relationships with licensed lenders. LoanPilotAI does not accept per-loan referral fees or any compensation contingent on a loan closing. This is required by RESPA Section 8, which prohibits kickbacks in real estate settlement services. Any lender connections made through LoanPilotAI are through flat-fee advertising arrangements only.