LoanPilotAI helps you understand which home loan programs you may qualify for, how much home you can afford, and what documents to prepare — in plain language.
Start Free Eligibility Check →Answer a few questions and see which FHA, VA, USDA, Conventional, and assistance programs you may qualify for.
Get your estimated home price range, monthly payment breakdown including taxes, insurance, and PMI.
Get a personalized checklist of documents you'll need — pay stubs, W-2s, bank statements — with explanations of why each matters.
Ask anything about APR vs interest rate, discount points, PMI, closing costs, rate locks, escrow, and more.
Learn exactly what to compare across lenders — rate, APR, fees, lender credits — so you can shop smarter.
Deep dives on FHA, VA, USDA, Conventional, DPA programs, and NACA — what they cost and who they're best for.
Tell us about your income, credit range, down payment, and goals.
AI matches you to programs like FHA, VA, USDA, or Conventional with personalized reasoning.
Get your document checklist, affordability numbers, and ask any mortgage question.
Opt in to connect with a licensed lender in your area when you're ready.
3.5% down with 580+ credit. Great for first-time buyers.
0% down, no PMI for eligible veterans and service members.
0% down for eligible rural and suburban areas.
From 3% down. Best rates at 620+ credit, PMI cancels at 20%.
State/local grants or forgivable loans to reduce your down payment.
Non-profit: 0% down, no closing costs, below-market rates for qualified buyers.
The eligibility check takes about 3 minutes. Free, no account required, no credit pull.
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