Reach Borrowers Who Are Ready

LoanPilotAI connects licensed lenders with pre-screened, intent-demonstrated borrowers through a transparent, flat-fee advertising model. RESPA Section 8 compliant — zero per-loan referral fees.

Loan programs matched (FHA, VA, USDA, Conventional, DPA, NACA)

Per-loan fees. Ever. (RESPA Section 8)

Cost to borrowers — free consumer tool drives intent

100%

Self-screened audience by income, down payment & program

How Lender Access Works

Borrowers use LoanPilotAI's free eligibility tool, affordability calculator, and program matcher. By the time they see lender options, they have already:

Self-reported income, debt load, and down payment
Identified which programs they likely qualify for
Estimated their affordability range
Opted in to lender contact (explicit consent form)

Flat-Fee Featured Placement

Your institution appears in program match results for the loan types you specialize in. Matched by program fit — not auction price.

Program-Level Targeting

Choose which programs to appear under: FHA, VA, USDA, Conventional, Down Payment Assistance, or all.

State / Geographic Filter

Target borrowers in your licensed states only. Placements only show where your institution is licensed to lend.

No Bidding Wars

Placement is allocated by program fit and availability — not highest bidder. Every lender pays a flat fee for the same quality of exposure.

Verified Lead Consent

Every lead submitted through LoanPilotAI has explicitly consented and acknowledged the flat-fee advertising model.

Performance Reporting

Monthly report: impressions, click-throughs, and opt-in leads. No black-box attribution.

RESPA Section 8 Compliance — Built In

LoanPilotAI does not and will never accept per-loan referral fees, commissions, kickbacks, or any payment contingent on a loan closing. This is a hard rule baked into our monetization model to comply with RESPA Section 8, which prohibits unearned fees in real estate settlement services. All lender relationships are flat-fee advertising only. We recommend all participating lenders document their arrangement with LoanPilotAI as an advertising/marketing services contract.

Lender Access Pricing

Flat monthly fee. No per-lead or per-loan charges.

Tier

Includes

Price

Starter

1 program type, 1 state, up to 50 impressions/mo

$500/mo

Growth

Up to 3 program types, up to 3 states, unlimited impressions

$1,000/mo

Enterprise

All programs, all licensed states, priority placement, co-branded content

$1,500/mo

Interested in Lender Access?

We're currently onboarding lenders for our initial cohort. Send us your contact and licensed states, and we'll follow up with a placement proposal.

LoanPilotAI is an educational tool, not a lender or licensed broker. Estimates are not credit decisions. Consult a licensed professional. All lender relationships are flat-fee advertising only — LoanPilotAI never accepts per-loan referral fees.